You Can Afford a Home
It’s popular to beat up on the homeowner today. They’ll say it’s not a measure of achievement. The economy is in the tank. The housing market is too competitive. But you know the truth – owning a home is still a part of the American dream. We’re here to help you make it happen. You find the house that’s right for you. We’ll get you the right mortgage to let you call it home.
Why Right Mortgage?
We aren’t a big bank. Right Mortgage is a small business located in Troy, Michigan. For us, you’re more than a name on a list at a global bank.
Today’s Mortgage Rates
Discover the latest competitive mortgage rates for today with Right Mortgage.
How Our Process Works
1
Prequalify
Find out which of our mortgages you qualify for.
2
Find the Right Home
Find a home you want to buy.
3
Apply
Start the mortgage application process.
Tools to Help Your Journey Easier
We know that buying a home isn’t easy. That’s why we have a variety of resources to help you feel confident along the way
Resources & Tools
Mortgage Calculator
Find out what it will take to buy your home
Closing Cost Calculator
Find out your closing costs.
Affordability Calculator
Find out how much home you can afford.
Find A Home
Search Homes
Top Agent Realty is our partner company for finding your dream home. Find a home for sale near you.
Type of Mortgages We Offer
There are several types of home loans we offer to get you into a new home.
Fixed Rate Mortgage
Get a constant interest rate and monthly payments that never change throughout the loan term. 15 – & 30 year options are available
FHA Mortgages
Get lower minimum down payments and credit score requirements to make buying a home more affordable.
VA Mortgages
VA loans are offered to veterans and active-duty service members. There is no down payment needed for these loans.
ARM Mortgages
Adjustable-rate mortgages start with a fixed interest rate for a certain period and then adjust annually based on market trends. ARMs typically offer lower initial rates than fixed-rate mortgages.
Jumbo Mortgages
Jumbo mortgages are for loan amounts that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. Because they involve more risk for the lender, they typically require stronger finances.
Investment Mortgages
These loans typically have higher interest rates and down payment requirements compared to primary residence mortgages, reflecting the high risk of lending for investment purposes.
